Jesus did not pay the penalty for our misdeeds so we can continue disobeying God with abandon; rather, in dying on the cross, Jesus not only canceled our spiritual debt but also cured our spiritual disease. When we put our trust in Christ, He forgives our sins and also begins the work of changing us from the inside to become holy and loving like Him, and like God our Father. Jesus does this through the Holy Spirit, whom He sent. Salvation by grace does not mean we stay impure sinners forever. Rather, it means that God forgives all our sins and does for us what we cannot do for ourselves by paying the penalty for our sins and working to eliminate sin from our lives. He does this in two stages: while we are mortal, the Holy Spirit changes our hearts so that we begin to live in a way that is more pleasing to God, even though we still commit sin; and then in the resurrection at the end of history, we will be made morally and spiritually perfect beings.
― Nabeel Qureshi,
Seeking Allah, Finding Jesus: A Devout Muslim Encounters Christianity
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